I think the easiest way overall would be for people to invest the same amount each and all commit to the same term. (highly unlikely I know).
I think this might be too restrictive. It would make it a lot harder to reach the figure of 150k or whatever is required. Letting everyone invest what they can afford (subject to a minimum threshold) and then allocating the dividends pro rata seems like the best idea, imho.
I'd also suggest a fixed term (no arbitrary withdrawls) to simplify interest calculations.
I'm in agreement.
If our overheads are static (fixed rate for the solicitor or whatever, fixed banking charges) then I propose we split such charges per head, not per amount invested.
If we incur a charge based on the amount invested, then it makes sense to split such charges according to the amount each investor has contributed.
Again, that was my thought on it. Also, I was under the grave misunderstanding that the 2% interest was credited monthly. Anyway, there has to be a decent return out there somewhere. Dave -- In night-fighting, then, make much use of signal-fires and drums, and in fighting by day, of flags and banners, as a means of influencing the ears and eyes of your army.