Hi everyone, and a happy Christmas to Redbrick Holdings*. I only read redbrick.business today. As I have my own investment plans, anything I do with RH would be pretty minor - either "fun money" or part of a diversification strategy. I suspect this is the same for the rest of you. I'll post more later, after Christmas, but I'm just mailing to say that I'm interested, and that I'd be _more_ interested in a speculative/investment approach than a savings approach. The gain from having a large sum on deposit (rather than a small sum) is small in terms of higher interest rates. On your 5k or whatever, it'll make little differnece. I'd have some interest in property - because I'm not a homeowner, not because I like the asset class right now. However, property has... many problems. Many. We could also be an "investment club" in the style of the 90s boom - we work together to find investment ideas and research them. A final idea: we go to a financial company and say "Yo, we're 50 people and will be more, give us a special offer." A final caveat: I work for New Ireland Assurance, my opinions are my own, I may be wrong about everything, don't blame me etc. Merry non-denominationally offensive holiday! Dave *Although we could call it CONSORTIUM. :)